THE HOMETOWN SAVINGS BANK

FDIC: FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Mortgage Products
Rates

Mortgage Products              Apply Now

1st Mortgage

Adjustable Rate Mortgages                       Apply Now

We offer competitive Adjustable Rate Mortgages (ARMs). The index we use is that of the comparable U.S. Treasury T-Note. For instance, if you want a one-year adjustable mortgage, our index is that of the one-year Treasury Note, and so on. Please review our rate table for current rates. Some of the closing costs associated with this loan may include the following: title insurance, attorney review, appraisal, credit report, processing, underwriting, deed preparation, flood certification, tax tracking, recording, inspection costs, and escrow impounds. Fees for each loan can vary with individual needs. Contact a mortgage loan officer for more information.

Fixed Rate Mortgages                               Apply Now

We offer competitive fixed rate mortgages. Please review our rate table for current rates and terms. Some of the closing costs associated with this loan may include the following: title insurance, attorney review, appraisal, credit report, processing, underwriting, deed preparation, flood certification, tax tracking, recording, inspection costs, and escrow impounds. Fees for each loan can vary with individual needs. Contact a mortgage loan officer for more information.

Construction

Ever think of building your dream home? We offer competitive construction loan rates. With a construction loan, the work must be completed by a licensed contractor. We offer up to 12 months interest-only payments during the construction phase of this loan. Contact us for more information.

Other Mortgages

We offer various mortgages to fit your needs. If you are in need of a swing or bridge loan in order to purchase a new home before your current home sells, it is possible with our help. Contact us for more information.


Paving the Way Loan Program Information: